Build now, Pay later
With Homepay, you can pause your mortgage repayments for up to 12 months while you build. A stress free path to building your new home or investment property.
Build without financial pressure
Who is Homepay for?
How does it work?
01
Let’s get started!
Simply select your Homepay builder, pay your deposits as normal and secure your Homepay loan from our lenders via a licensed mortgage broker.
02
Build with Paused Repayments!
This means no pressure of paying rent or an existing mortgage AND a new mortgage while you build. Any interest from this period is simply added to your loan and repaid over the remaining loan term, it’s as simple as that.
03
House completion
When your home is complete, you can move straight in or, if you're an investor, your tenants can move in and begin paying rent. After your 12 month pause finishes you'll then start making normal mortgage repayments.
Build finished early? Great outcome! You can choose to start making repayments early or continue taking the full 12 month pause! With Homepay, the flexibility is yours.
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2024
Homepay | All Rights Reserved
This content is not legal, financial or credit advice and should not be relied upon as such. Homepay (Aus) Pty Ltd (ABN 51 655 094 876) recommends seeking independent professional advice before making any financial decisions. Homepay loans are offered by Origin MMS, a division of Columbus Capital Pty Ltd (AFSL and ACL 337303). Homepay (Aus) Pty Ltd is not a related entity to Columbus Capital Pty Ltd. Please see full disclaimer.
With Homepay, you can pause your mortgage repayments for up to 12 months while you build. A stress free path to building your new home or investment property.
Designed by Studio Nua
What is Homepay?
Build without financial pressure
Who is
Homepay for?
How does Homepay work?
01
Let’s get started!
Simply select your Homepay builder, pay your deposits as normal and secure your Homepay loan from our lenders via a licensed mortgage broker.
02
Build with Paused Repayments!
Build with your house-and-land mortgage repayments paused for up to 12 months.
This means no pressure of paying rent or an existing mortgage AND a new mortgage while you build. Any interest from this period is simply added to your loan and repaid over the remaining loan term, it’s as simple as that.
03
House completion
When your home is complete, you can move straight in or, if you're an investor, your tenants can move in and begin paying rent. After your 12 month pause finishes you'll then start making normal mortgage repayments.
Build finished early? Great outcome! You can choose to start making repayments early or continue taking the full 12 month pause! With Homepay, the flexibility is yours.
