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Build now, Pay later

Pay later

With Homepay, you can pause your mortgage repayments for up to 12 months while you build. A stress free path to building your new home or investment property.

Frame-wHITE.png

and

Homepay hex-blocks
Homepay hex-blocks
Homepay hex-blocks

A revolutionary construction product that allows you to

Finance

with ease

Finance

with ease

Build with confidence

Build with confidence

What  is Homepay?

Homepay hex-blocks
Homepay hex-blocks
Homepay hex-blocks

The smarter way to build your new home or investment.

Finance with ease

Finance with ease

and

build with confidence

build with confidence

Hex-Blocks-SQUARE-FORMAT---Homepay.png

Access to Lenders with Generous Borrowing Capacity

Hex-Blocks-SQUARE-FORMAT---Homepay.png

Paused mortgage repayments on build and land for 12 months

Hex-Blocks-SQUARE-FORMAT---Homepay.png

Award-winning independently audited builders

Build without financial pressure

Hex-Blocks-SQUARE-FORMAT---Homepay.png

What is Homepay?

Hex-Blocks-SQUARE-FORMAT---Homepay.png

Testimonial:
Build the smart way

Investors-Case-Study-Tony.png
Investors-Case-Study-Tony.png
Hex-Blocks-SQUARE-FORMAT---Homepay.png

Build with Paused Repayments

Who's
the lender?

Hex-Blocks-SQUARE-FORMAT---Homepay.png
Hex-Blocks-SQUARE-FORMAT---Homepay.png

Homepay's
mission

Investors-Case-Study-Tony.png

Who is Homepay for?

First Home Buyers

Finally you can rent and build at the same time! 

​

With access to generous borrowing capacity and the ability to use the first home owners grant!

Next Home Buyers

Remove the financial pressure while your next home is under construction.

​

Helping you build the home you really want in the location that’s best for you. 

Investors

Target beginning your loan repayments once the property is complete and generating you rental income. 

 

Free up cashflow while building.

How does it work?

01

Let’s get started!

Simply select your Homepay builder, pay your deposits as normal and secure your Homepay loan from our lenders via a licensed mortgage broker.

Homepay

02

Build with Paused Repayments!

This means no pressure of paying rent or an existing mortgage AND a new mortgage while you build. Any interest from this period is simply added to your loan and repaid over the remaining loan term, it’s as simple as that. 

​

03

House  completion

When your home is complete, you can move straight in or, if you're an investor, your tenants can move in and begin paying rent. After your 12 month pause finishes you'll then start making normal mortgage repayments.

​

​Build finished early? Great outcome! You can choose to start making repayments early or continue taking the full 12 month pause! With Homepay, the flexibility is yours. 

Let's Get Started?

 Explore our extensive range of Homepay Accredited Builders across Australia or click 'Enquire Now' to get started.

©

2024

Homepay | All Rights Reserved

This content is not legal, financial or credit advice and should not be relied upon as such. Homepay (Aus) Pty Ltd (ABN 51 655 094 876) recommends seeking independent professional advice before making any financial decisions. Homepay loans are offered by Origin MMS, a division of Columbus Capital Pty Ltd (AFSL and ACL 337303). Homepay (Aus) Pty Ltd is not a related entity to Columbus Capital Pty Ltd. Please see full disclaimer.

With Homepay, you can pause your mortgage repayments for up to 12 months while you build. A stress free path to building your new home or investment property.

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Designed  by Studio Nua

Homepay hex-blocks
Homepay hex-blocks

Build now

Pay later

Homepay

With Homepay, your mortgage repayments are paused for up to 12 months on both your build and land — letting you start your new home or investment without cashflow pressure.

Hex-Blocks-SQUARE-FORMAT---Homepay.png

Lenders with Generous Borrowing Capacity

Hex-Blocks-SQUARE-FORMAT---Homepay.png

Paused repayments  for 12 months while building

Hex-Blocks-SQUARE-FORMAT---Homepay.png

Award winning,
independently audited builders

What  is Homepay?

Homepay hex-blocks
Homepay hex-blocks
Homepay hex-blocks

A revolutionary construction product that allows you to

finance with ease

finance with ease

and

build with confidence

build with confidence

​The smarter way to build your new home or investment

Finance with ease

Finance with ease

Build with confidence

Build with confidence

Homepay.jpg

Build without financial pressure

Build without financial pressure

What is Homepay?

Paused
Repayments

Who's the lender?

Homepay's Mission

Testimonial:
Our clients

Hex-Blocks-SQUARE-FORMAT---Homepay.png
Hex-Blocks-SQUARE-FORMAT---Homepay.png

What is Homepay?

Who's
the lender?

Hex-Blocks-SQUARE-FORMAT---Homepay.png
Investors-Case-Study-Tony.png
Hex-Blocks-SQUARE-FORMAT---Homepay.png

What's
the catch?

Hex-Blocks-SQUARE-FORMAT---Homepay.png

Build without financial pressure

Investors-Case-Study-Tony.png
Hex-Blocks-SQUARE-FORMAT---Homepay.png

Homepay's
Purpose

Investors-Case-Study-Tony.png

Who is
Homepay for?

First Home Buyers

Finally you can rent and build at the same time!

​

With access to generous borrowing capacity and the ability to use the first home owners grant!

Next Home Buyers

Remove the financial pressure while your next home is under construction.

​

Helping you build the home you really want in the location that’s best for you.

Investors

Target beginning your loan repayments once the property is complete and generating you rental income. 

​

Free up cashflow while building.

How does Homepay work?

01

Let’s get started!

Simply select your Homepay builder, pay your deposits as normal and secure your Homepay loan from our lenders via a licensed mortgage broker.

Homepay

02

Build with Paused Repayments!

Build with your house-and-land mortgage repayments paused for up to 12 months.

​

This means no pressure of paying rent or an existing mortgage AND a new mortgage while you build. Any interest from this period is simply added to your loan and repaid over the remaining loan term, it’s as simple as that.

​

03

House completion

When your home is complete, you can move straight in or, if you're an investor, your tenants can move in and begin paying rent. After your 12 month pause finishes you'll then start making normal mortgage repayments.

​

​Build finished early? Great outcome! You can choose to start making repayments early or continue taking the full 12 month pause! With Homepay, the flexibility is yours. 

FHH_Lonsdale409_166.jpg

At Homepay you can

finance with ease, build with confidence

01.

Finance with ease

Enjoy up to 12 months with no out of pocket mortgage repayments on build and land to help you build without the financial pressure of making monthly mortgage repayments.

​

The interest for this period is simply deferred and rolled into your loan, allowing you to focus on your build without the added pressure of juggling rent or an existing mortgage.

 

All backed by market competitive rates, generous borrowing capacity and trusted lenders.

02.

Build with Confidence

Homepay loans are available exclusively through our network of Accredited Builders across Australia. These builders have undergone rigorous independent audits to ensure financial stability, adherence to project timelines, and a commitment to high-quality construction.

Find your
Homepay Accredited Builder

Explore our extensive range of Homepay Accredited Builders across Australia. Ready to begin your journey? Let's Get Started

Build with Confidence

Homepay loans are available exclusively through our network of Accredited Builders across Australia.

 

These builders have undergone rigorous independent audits to ensure financial stability, adherence to project timelines, and a commitment to high-quality construction.

Finance with Ease

Enjoy up to 12 months with no out of pocket mortgage repayments on build and land to help you build without the financial pressure of making monthly mortgage repayments. 

 

The interest for this period is simply deferred and rolled into your loan, allowing you to focus on your build without the added pressure of juggling rent or an existing mortgage.

 

All backed by market competitive rates, generous borrowing capacity and trusted lenders.

Homepay
Homepay

Homepay combines an innovative loan solution from trusted lenders with an independently audited builder network to give you the financial freedom to build your dream home without worrying about your loan repayments for up to 12 months.

 

Finance with ease, build with confidence

Homepay hex-blocks
Homepay hex-blocks
Homepay hex-blocks

What  is Homepay?

Homepay hex-blocks
Homepay hex-blocks
Homepay hex-blocks

The Homepay Loan

Finance
with Ease

With a Homepay loan, your repayments are paused for up to 12 months while your new home is being built. The interest you would normally have to pay during this time is simply added to the remaining 29 years of your loan, so you can focus on your build without the stress of managing rent or an existing mortgage at the same time.

What is a Homepay Loan?

Homepay
verv group and Homepay
Rivergum and Homepay
SJD and homepay
Masterton and Homepay
Homepay
homepay
Verv and Homepay
SJM and Homepay

Find your
Homepay Accredited Builder

Explore our extensive range of Homepay Accredited Builders across Australia. Ready to begin your journey? Let's Get Started

Get Started
Homepay-Landscape-Blue-BEVEL.png
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