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Homepay hex-blocks
Homepay hex-blocks

Build now

Pay later

Homepay

Homepay: The smarter home loan that puts you in control. Discover a stress-free path to building your dream home.

Build now pay later home loan

Build now

Pay later

Pay later

Homepay: The smarter home loan that puts you in control. Discover a stress-free path to building your dream home.

Homepay hex-blocks

Finally, a home loan that tailors to your life and gives you choice

Pause mortgage repayments for up to 12 months on
build and land

Save

Plan

Holiday

Homepay

Generous borrowing capacity from trusted lenders

Choice

Ease

Trusted

Homepay

Industry leading build times by independently audited builders

Accredited

Quality

Confidence

Homepay

What  is Homepay?

Homepay hex-blocks
Homepay hex-blocks
Homepay hex-blocks

At Homepay you can

finance with ease, build with confidence

01.

Finance with ease

Enjoy up to 12 months with no out of pocket mortgage repayments on build and land to help you build without the financial pressure of making monthly mortgage repayments.

The interest for this period is simply deferred and rolled into your loan, allowing you to focus on your build without the added pressure of juggling rent or an existing mortgage.

 

All backed by market competitive rates, generous borrowing capacity and trusted lenders.

02.

Build with Confidence

Homepay loans are available exclusively through our network of Accredited Builders across Australia. These builders have undergone rigorous independent audits to ensure financial stability, adherence to project timelines, and a commitment to high-quality construction.

Who is Homepay for?

First Home Buyers

Finally you can rent and build at the same time. First home owners grant accepted.

Second Home Buyers

Remove the financial pressure while your next home is under construction.

Investors

Target beginning loan repayments once the property begins generating rental income.

How does it work?

01

Deposit

Your journey starts now! Simply select your Homepay builder, pay your deposit and secure your Homepay loan through one of our trusted lenders.

Homepay

02

Repayments paused

Enjoy peace of mind as your out-of-pocket house and land mortgage repayments are paused for up to 12 months while your Homepay Accredited Builder constructs your dream home.

03

House completion

When your home is complete, you can move into your dream home or, if you’re an investor, your tenants can move in and start paying rent.

04

Welcome to property ownership

With Homepay, you benefit from no out-of-pocket house and land repayments for up to 12 months. After this period, your regular repayments will begin—just as your dream home or investment property starts working for you.

SJM Homepay partners

Find your
Homepay Accredited Builder

Explore our extensive range of Homepay Accredited Builders across Australia. Ready to begin your journey? Let's Get Started

Homepay large borrowing capacity

Lenders with generous borrowing capacity

12 months no out of pocket repayments

Pause mortgage repayments for up to 12 months on
build and land

build with confidence

Industry leading build times by independently audited builders

Finally, a home loan that tailors to your life and
gives you choice

What  is Homepay?

Homepay hex-blocks
Homepay hex-blocks
Homepay hex-blocks

At Homepay you can

Finance with ease, build with confidence

Build with Confidence

Homepay loans are available exclusively through our network of Accredited Builders across Australia.

 

These builders have undergone rigorous independent audits to ensure financial stability, adherence to project timelines, and a commitment to high-quality construction.

Finance with Ease

Enjoy up to 12 months with no out of pocket mortgage repayments on build and land to help you build without the financial pressure of making monthly mortgage repayments. 

 

The interest for this period is simply deferred and rolled into your loan, allowing you to focus on your build without the added pressure of juggling rent or an existing mortgage.

 

All backed by market competitive rates, generous borrowing capacity and trusted lenders.

Homepay
Homepay

Homepay combines an innovative loan solution from trusted lenders with an independently audited builder network to give you the financial freedom to build your dream home without worrying about your loan repayments for up to 12 months.

 

Finance with ease, build with confidence

Homepay hex-blocks
Homepay hex-blocks
Homepay hex-blocks

What  is Homepay?

Homepay hex-blocks
Homepay hex-blocks
Homepay hex-blocks

The Homepay Loan

Finance
with Ease

With a Homepay loan, your repayments are paused for up to 12 months while your new home is being built. The interest you would normally have to pay during this time is simply added to the remaining 29 years of your loan, so you can focus on your build without the stress of managing rent or an existing mortgage at the same time.

What is a Homepay Loan?

How does it work?

Who is Homepay for?

First Home Buyers

Finally you can rent and build at the same time. First home owners grant accepted.

Second Home Buyers

Remove the financial pressure while your next home is under construction.

Investors

Target beginning loan repayments once the property begins generating rental income.

02

Payments Paused

Enjoy peace of mind as your out-of-pocket house and land mortgage repayments are paused for up to 12 months while your Homepay Accredited Builder constructs your dream home.

01

Deposit

Your journey starts now! Simply select your Homepay builder, pay your deposit and secure your Homepay loan through one of our trusted lenders.

Homepay

Approval

save and plan with a Homepay loan

Application

Build your dream home

Stress-free

Save

03

House Completion

When your home is complete, you can move into your dream home or, if you’re an investor, your tenants can move in and start paying rent.

Celebrate!

House Warming

Build your dream home

Dream Home

Our Future

Finance with ease

Let's Plan

04

Welcome to property ownership

With Homepay, you benefit from no out-of-pocket house and land repayments for up to 12 months. After this period, your regular repayments will begin—just as your dream home or investment property starts working for you.

Homepay
verv group and Homepay
Rivergum and Homepay
SJD and homepay
Masterton and Homepay
Homepay
homepay
Verv and Homepay
SJM and Homepay

Find your
Homepay Accredited Builder

Explore our extensive range of Homepay Accredited Builders across Australia. Ready to begin your journey? Let's Get Started

02

Repayments paused 

Enjoy peace of mind as your out-of-pocket house and land mortgage repayments are paused for up to 12 months while your Homepay Accredited Builder constructs your dream home.

01

Deposit

Your journey starts now! Simply select your Homepay builder, pay your deposit and secure your Homepay loan through one of our trusted lenders.

Homepay

Approval

save and plan with a Homepay loan

Application

Homepay Build your dream home

Stress-free

Save

Lifestyle!

03

House completion

When your home is complete, you can move into your dream home or, if you’re an investor, your tenants can move in and start paying rent.

Celebrate!

House Warming

Build your dream home

Dream Home

Our Future

Build your dream home

Let's Plan

04

Welcome to property ownership

With Homepay, you benefit from no out-of-pocket house and land repayments for up to 12 months. After this period, your regular repayments will begin—just as your dream home or investment property starts working for you.

Ready to begin your Homepay journey?

 Explore our extensive range of Homepay Accredited Builders across Australia or click 'Enquire Now' to get started.

The Homepay Loan

Finance with Ease

Enjoy up to 12 months with no out of pocket mortgage repayments on build and land to help you build without the financial pressure of making monthly mortgage repayments. 

 

The interest for this period is simply deferred and rolled into your loan, allowing you to focus on your build without the added pressure of juggling rent or an existing mortgage.

 

All backed by market competitive rates, generous borrowing capacity and trusted lenders.

The Homepay Loan

Build with Confidence

Homepay loans are available exclusively through our network of Accredited Builders across Australia.

 

These builders have undergone rigorous independent audits to ensure financial stability, adherence to project timelines, and a commitment to high-quality construction.

Homepay
Homepay hex-blocks
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